Inside the app

LedgerKeeper: Nothing leaves this phone — Nothing leaves this phone

LedgerKeeper: The ledger: this month at a glance — The ledger: this month at a glance

LedgerKeeper: Balances and a debt freedom plan — Balances and a debt freedom plan

LedgerKeeper: Housing calculators, built in — Housing calculators, built in

A home-finance app with a law: zero network. There is no account, no sync, no server — the math happens on your phone and stays there. Debt payoff plans (avalanche or snowball), a runway cushion, net-worth trend, and every recurring amount labelled /mo or /yr so a number never lies to you.

Zero-network by law — verified by an automated check on every build
Debt avalanche and snowball, modelled with exact decimal math
No-shame copy: it tells you the truth without scolding you

Widgets, always free.

Every widget is included, free, with no ads — on your Home Screen, Lock Screen and Apple Watch where the app supports it.

Platforms: iPhone · iPad · Apple Watch · Widgets
Price: Free
Status: In beta — In beta
Made by: LMK Management LLC

Support · Privacy

Status checked against App Store Connect on 2026-10-14.

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